@BBMonkeyStar512
When prequalifying my fiancé and I sat down and decided on a monthly payment we would be comfortable with then went to our lender and requested a prequalification for that amount. We were then informed that we could prequalify for almost double what we asked for and we turned it down and stuck to what we were comfortable with. It also helped us dodge the temptation of getting a home we knew we couldn’t afford or would be more than we were comfortable with paying. I’d recommend all first time home buyers do the same.
@rahimrupani934
Homebuying as a millennial feels like the end all be all. It’s a little discouraging sometimes when you realize to even just live takes a crap ton of money.
@caseybills5517
Buying a home is challenging, especially if you're not paying in cash or avoiding a government loan. Even with just the minimum monthly payments on a 30-year mortgage, I’ll end up paying more than twice the value of my home. I was fortunate to buy before the market went wild, so I secured a good interest rate. I can't imagine trying to rent or buy in the current conditions.
@jocktheglide
When your rent is more expensive than mortgage its time no matter what. Edit: been in my new home now for 6 months and my electric is way cheaper than my 2 bedroom apt and stays cooler. The two bedroom I moved out of from they are asking 1800 a month. Yeah way better folks.
@r.e.3397
when you can't even budget for rent but you're here anyway
@ireneharo2134
We need more home buying videos, buying a house is nerve wrecking. It’s rare to find people actually talk about the truth. Your great!!
@belaubekiis
My 2 daughters also had febrile seizures growing up bro, and it was scary af every time it happened. Luckily, they both grew out of it at around 3. Hope you daughter’s doing good now. And thanks for the helpful advice!
@salo1129
Most of the things you said then are still true today. However, house prices and interest rates. Those who took the risk are reaping the rewards.
@financeroyce474
Qualified for a $300,000 house. Bought a $141,000 duplex 💪
@blancajrodriguez
It took us a year to move into our house. The process was sooooo long, but it was getting built in the process too. However, this did help me save $25k that year for down payment and extra savings.
@Crumbsinmysportsbra
Watching this while staying up all night to do the Tylenol/Motrin doses every 3 hours for my 19 m/o with febrile seizures. Just you mentioning that makes me feel so much less alone- not at all the point of the video, but helped in a way you didn’t intend. I appreciate that.
@jorgealvarez1690
Wow that last Edgar with the red shirt was the best 😆. Seriously you seem like the most down to earth, honest, easy to talk to realtor that I've seen on YouTube.
@aliciagc2539
I'm not even done with the video and I'm so happy I found you. The take aways for me are to become educated and take absolute personal responsibility for your decisions. My husband and I are looking to move to another state and your advice could not be more timely. Thank you Javier!
@dreenyan
I'm Canadian and when I heard him say medical bills that can pop up I literally had to think so hard about what he means... Man, I love universal health care!
@huehaiscoville-pope940
Love your videos! I owned a small home just over 20 years ago for a short while but sold it after a year to go live a different life. I'm looking to buy again and your videos have really helped me figure out how to get things in order. In addition to finances, I'm also trying to research neighborhood safety (I live in Philadelphia) and that has caused me to forget about some houses I was interested in. Zillow used to provide color-coded maps to show crime in the neighborhood surrounding each house they list, but they've stopped doing that. It's made the process take more time, but I think it's worth it.
@melmel472
Your second to last tip is exactly what I did. I bought a fixer upper that was way bigger and nicer structurally for cheaper than any I had seen. I saw a lot of flips before that and the things they did just weren't worth the extra price tag.
@rubioben000
As someone who’s been looking to buy a house I’m very grateful I stumbled upon your videos. So much great and useful information! I enjoy these videos, thank you for such great content and information!
@linda27189
Aww sorry to hear about Sadie....as a parent u just want to trade places with your child so you don't see them in pain. Great practical advice thanks Javi.
@priannaa.893
My husband and I are waiting 6 to 8 years to buy a house so that we can be really prepared. Were getting rid of all of our debts and saving close to 40,000 also researching so much. We have a son and wanting to expand our family so we want to make sure our finances are in order to achieve everything we want. Patience is key.
@JavyVidana