I noticed I was inviting my friends out to meals, or drinks to often. When I reflected on why I couldn’t save properly, it became clear it was because I was always buying and they got used to that and at that point I was being used. Save yourself money by knowing your worth and limiting how often you go out and offering to pay for people.
I used to believe in buying higher quality clothes, but I’ve found that expensive items these days doesn’t mean better quality. I also realized that I don’t like wearing the same thing for years and years. I like switching things out often which isn’t great because fast fashion is terrible 🤦♀️
I had to remove all my social medias for a while because I found out I was too easily influenced to buy the latest trends. It’s nice not knowing what the latest cups, clothes, and cars are 😊
I started budgeting this year and having a grocery list has helped SOO much! BUT also having the discipline to tell yourself no lol
I’m a door dash hater too. It’s so expensive takes too long and not fresh!
rethinking my spending on clothes was definitely a big thing for me. i used to buy cheap pieces because of the cost, but i ended up having to buy clothes more frequently. so i’ve started slowly building up my wardrobe to have pieces i love so i know that i will have them for a long time
I second the Starbucks. I went to Starbucks recently to get a small white chocolate mocha and it was almost $6 for that tiny little cup and it wasn't even good coffee.
I started living frugally in my early 20s and it really helped me saved so much money. In my early 30s, I was able to build my own business, I bought few properties and now putting my money on stocks ( it's doing great!) and high yield savings account for interest. I cook my own food, I don't drink anymore (I used to drink a lot when I was younger)I dont shop anymore. I still work for now and I'm planning on retiring early so I can travel around the world.
I have definitely started utilizing free gyms at work, coffee at home primarily. I have become better with meal planning and preparing before I go in the store for week at a time.
1. Every time I need to buy something, I look for good quality second-hand items first 2. I pause subscriptions that can be paused if I'm not using them atm. This gives me time to think if I want to keep them 3. I get books from the library or borrow them from friends occasionally. I buy only books I'm sure I'll reread over and over
Pro Tip for the Amazon, I cancelled my prime membership a year ago and since then I never ordered anything from Amazon, and this because whenever I want to order something and it says it will take few days to get delivered, I will be like no I will go get my self tomorrow and if that thing wasn’t necessary I would usually forget about it by tomorrow.
I'm so glad someone is talking about seasonal decor. I barely even buy Christmas decor beyond a tree and some lights (I'd rather invest in presents for my loved ones and myself), I've always thought having new decor for every freaking holiday seems so exhausting and financially wasteful. Every time a new holiday comes around my feed is flooded with "LETS MAKE A BOO BASKET" "$200 VALENTINES RESTOCK" and I just think it seems so excessive. I like my house to look the same year round lol!
Notes for myself✨️ 1. Nails + beauty treatments you can do yourself at home 2. Lunch at work 3. Food Delivery (Uber Eats) 4. Too many cleaning products 5. Cheap clothes + Jewelry that won't last 6. Cheap unecessary organizing items 7. Paper Towels for everything 8. Unecessary supplements 9. Grocery shopping without a list 10. Animal products (for Vegans) 11. Feminine products 12. Plastic water bottles 13. Gym memberships or fitness classes 14. A bunch of subscriptions 15. Workout shoes 16. Seasonal decore 17. Amazon shopping constantly 18. Daily Starbucks 19. Not returning things that you won't use or don't need
Gym membership- I can workout at my apartment or preferably outside
My friends and I used to go out all the time. Now we pot luck it at someone's house when we hang out. We decide on food and a signature drink. We usually spend less than $20 each for as much food and drinks as we want. Way cheaper than going to a bar or restaurant. Also I don't throw away leftovers anymore. If I see I won't eat leftovers after day 2 freeze it!
So helpful! It's a small thing, but when I realized I could switch to only paying about $5.99 for Netflix instead of the $13.99 I was paying for, I went for it - I don't care about having my show cut by ads if it means to save money! ◡̈
I no longer buy lunch out and make my own lunches. I also stopped buying trending makeup and multiples of things, and just focusing on that I have. I also stopped dying and highlighting my hair, nails, salon beauty treatments etc.. and just do it myself, and just have my hair cut but not the expensive balayage etc I used to get.. I buy coffee out but limit it to just weekends, and usually it would be siting in and never takeaway.
Botox is a huge waste of money.
The craziest thing I see people do is buying (expensive) coffee outside of the office, while there is coffee available at the office for free. And that coffee is actually very good quality. 🤷🏼♂️ And people also buy sandwiches for like 6-7€ outside the office every day. A homemade sandwich is much cheaper and just as good.
@cam.singer