What is with the random music? I feel like Iβm listening to top10 scares/Das Boot ππ
That pension bonus point was a gem π thanks to
Really helpful overview, especially the pension bonus point β definitely something to consider. I agree that the sound effects can be a bit distracting though!
Great short and sweet tips, just subscribed your channel.
Hi you said don't search for properties before your mortgage is ready: how can you get mortgage ready you don't know what property you're going to buy and how much it's going cost? Meaning how much to borrow? The council give the opposite tips: get your house evaluate first and then you have 12 weeks to sort your mortgage or accept the offer. Thanks
Thank you! Super helpful video with clear information, love the visual!
thanks so much for making this dummy proof (im the dummy) and you got to the point instead of giving it all the BS. Appreciated.
This is really difficult to watch with all the random sound effects.
In Scotland the rules are very different. All offers have to be made via your solicitor in writing. Once under offer aka offer accepted, then gazzumping is not possible.
the employment history isn't true. I switched jobs after having three months of unemployment, and I easily got a mortgage with barclays with just one payslip and my job contract. Lloyds were also the same, you don't need 12 months. They accept a permanent job contract even if you just start.
Great video and super helpful, thanks Alex! An alternative cheaper version of home buyers which I found more helpful was a digital property condition report. Definitely worth considering plus gave some good costings on the renovation which was very helpful too.
good video but all the sound effects and things poping up can get distracting
Thanks for your advice! Just tell me how to check the quality of the materials from which the house is built? How to check if there are toxic industries nearby? Maybe there are some websites for this?
Great video, thank you. Have subbed.
Fantastic β€ content thank you
Thank you, Alex! π
Just subbed, thank you ππ»
Sorry i didn't get 'once mortgage is ready you can start searching the property' does that mean once we have agreement in principle in hand?
Hi Alex, thanks for these videos some great pointers for peoples individual circumstances I will definitely be using your services when the times comes, hopefully within the next 2 years. A question I have is do βBuy Now Pay Laterβ payments have any influence on a mortgage lenders decision? I use Zilch to spread my payments for purchases and this has enabled me to reach the maximum credit limit of Β£2250 and has improved my overall credit limit. Just wondering if this does have an influence would I need to stop paying for purchases using BNPL?
@innoc32