Razorpay, founded in 2014 by Harshil Mathur and Shashank Kumar, began as a payment gateway solution for businesses in India. The idea was to simplify online payments for Indian merchants, offering a seamless way to accept payments online.
The company’s first round of investment came in 2015 from Tiger Global and other investors, which helped Razorpay build its platform and expand across the country. Razorpay focused on providing tech-driven payment solutions that catered to businesses of all sizes, from startups to large enterprises.
By 2020, Razorpay had introduced several products like RazorpayX (a neobank for businesses) and Razorpay Capital (providing loans to businesses). The company became one of India’s leading fintech firms, raising ₹3,000 crore in 2021, with a valuation of ₹25,000 crore ($3 billion). Razorpay continues to innovate in the digital payments space, helping businesses manage payments, banking, and financial operations more effectively.
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