Stablecoins: The Future of Global Payments - Even in an Era of Trade Wars 穩定幣：即使在貿易戰時代，仍是全球支付的未來

Our CEO Rita Liu set the tone with a groundbreaking keynote, "Stablecoins: The Future of Global Payments - Even in an Era of Trade Wars." Here are the key takeaways:

Stablecoins Surpass Traditional Payment Giants
Stablecoin transactions reached $15.6T in 2024, outpacing Visa (119%) and Mastercard (200%), with emerging markets leading adoption at up to 4.3% of GDP in some regions.

Hong Kong Fuels the PayFi Revolution
Hong Kong’s $1.2T B2B payment volume in 2024 is primed for disruption through licensed stablecoins, while a CNH-pegged stablecoin could streamline RMB trade, reduce exchange risks, and bridge Belt and Road Initiative (BRI) markets.

Payment 3.0 Redefines Global Finance
Payment 3.0 shifts from fragmented fintech silos (2.0) to stablecoin-powered ecosystems, enabling 24/7 instant settlements, democratized global liquidity, and tokenized trade finance solutions like letters of credit.

RD集團CEO Rita Liu 以一場突破性的主題演講「穩定幣：即使在貿易戰時代，仍是全球支付的未來」為大會定下基調。以下是演講重點：

穩定幣交易量超越傳統支付巨頭
2024年，穩定幣交易總額達15.6萬億美元，交易規模超越Visa（多出119%）及Mastercard（多出200%）。其中，新興市場領先推動應用，部分地區穩定幣交易量已佔GDP的4.3%。

香港推動PayFi革命
香港2024年B2B支付總量達1.2萬億港元，為持牌穩定幣引領市場變革提供了巨大空間。同時，發行與人民幣離岸市場（CNH）掛鉤的穩定幣，有望優化人民幣貿易結算，降低匯率風險，並促進「一帶一路」市場互通。

支付3.0重新定義全球金融版圖
支付3.0從碎片化的金融科技（2.0時代）升級至以穩定幣為核心的支付生態系統，實現24/7即時結算、全球流動性民主化，以及代幣化貿易金融（如數字信用證）等創新應用。

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The PayFi Summit at Web3 Festival 2025 is a premier gathering of industry leaders exploring the future of blockchain-powered payments. As digital finance evolves, this summit delves into stablecoins, regulatory challenges, and cross-border innovations, shaping the next era of Payment Finance (PayFi).

Featuring expert panelists from HashKey, Solana, OneDegree, RD Technologies, Galaxy, Paxos, HSBC, Klickl, RedotPay, and more, the summit will cover key topics such as PayFi adoption, compliance, and technological advancements. Attendees will gain actionable insights into the intersection of traditional finance and decentralized ecosystems, making this a must-attend event for financial professionals, fintech innovators, and policymakers.

PayFi 支付新紀元︰PayFi的金融詩篇 是 Web3 Festival 2025 的重點活動，匯聚行業領袖，共同探討區塊鏈支付的未來發展。隨著數位金融演進，本次峰會將深入探討穩定幣、監管挑戰及跨境支付創新，推動 Payment Finance (PayFi) 的新紀元。

來自 HashKey、Solana、OneDegree、RD Technologies、Galaxy、Paxos、HSBC、Klickl、RedotPay 等頂尖機構的專家將分享見解，討論 PayFi 的發展趨勢、監管框架及技術突破。無論您是金融專業人士、金融科技創新者或政策制定者，本次峰會都將提供寶貴的行業洞察與交流機會。

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